This means standalone bookkeeping software loaded on your computer.

Visit a shop such as PC World or Staples UK to see bookkeeping software on sale. The best known systems are Sage Line 50 and QuickBooks. The Line 50 product may also be sold as Sage Instant Accounts.

All these systems will do invoices and statements, bank and cash transactions, and may be used to produce VAT returns. Many professional accountants have plenty of experience with Sage products and will tend to judge other products by comparing them to Sage.